Your home insurance policy covers much more than simply your physical dwelling; there may be surprising items covered that you aren’t even aware of, like replacing lost or stolen items even if they weren’t taken from your house! Many policies also offer coverage against natural disasters like earthquakes and floods as well as damages caused by falling objects such as trees or power lines.
1) Lightning Strikes
Lightning strikes are natural electrical discharges that occur in the atmosphere during thunderstorms. Lightning strikes form when there is an accumulation of electric charge within or between thunderstorm clouds or clouds and the ground that becomes too great, eventually discharging as lightning. Lightning strikes are particularly hazardous as they can be extremely harmful – potentially leading to burns, neurological damage, cardiac arrest and even death for those caught within its path – it is therefore imperative that during thunderstorms steps be taken in order to reduce your chance of being struck by lightning.
2) Falling Objects From The Sky
Falling objects pose a grave danger to people and property. Common examples include meteorites, debris from airplanes or spacecraft and objects dropped or thrown from tall buildings and structures. Meteorites tend to present minimal risk in terms of injury or property damage as most are small enough to burn up in Earth’s atmosphere before reaching ground; however larger meteorites could cause significant destruction if they hit densely-populated areas. Debris from airplanes or spacecraft also poses significant hazards if it lands on Earth’s surface if falling to ground.
3) Counterfeit Cheques Or Money
Counterfeit cheques or money are artificial or counterfeit forms of payment that appear genuine to individuals and businesses alike. Counterfeiting is an illegal act which can lead to serious financial losses for both individuals and businesses alike. Counterfeit checks are frequently produced by fraudsters who gain access to genuine check paper and printing equipment, creating counterfeit checks which look as though issued from an established organization – these fraudulently created checks may then be sent as scam mail-outs asking victims to deposit the check and wire back the proceeds back into their accounts before returning money into their pockets.
4) Gravestones
Gravestones Gravestones are markers placed at the site of burial to commemorate life and mark their final resting place. Gravestones come in various materials – stone, marble, granite or bronze. Gravestones may feature inscribed dates or designs on them that commemorate specific people or dates. Gravestones provide multiple benefits: permanent memorialization of deceased individuals while helping loved ones locate gravesites as well as providing historical records about past lives and deaths as well as serving to express personal religious or cultural traditions.
5) Identity Theft
Identity theft is a form of crime whereby someone obtains and uses another’s personal data without their knowledge for fraudulent or other unlawful purposes without permission, such as bank account details and credit card numbers without their knowledge and consent. Examples of personal data used for this type of fraud may include someone’s name, address, Social Security number, driver’s license number, bank account data or credit card data – any combination thereof can lead to identity theft which has serious repercussions for both themselves as victims as well as their finances – some common forms include credit card fraud tax fraud and medical identity theft among others.
6) Dorm Room Theft
Dorm room theft refers to any act of taking personal property from dormitories and college student living quarters without permission, such as laptops, smartphones, textbooks or any other valuable belongings that belong to students living on campuses. Unfortunately this crime has become all too prevalent and could leave valuable items such as laptops, smartphones, textbooks or any other valuables without protection – laptops being stolen most frequently! In order to prevent dorm room theft it’s essential that we take measures and remain vigilant to secure our personal property against loss – steps such as:
7) Lock Replacement
Dorm room theft refers to any act of taking personal property from dormitories and college student living quarters without permission, such as laptops, smartphones, textbooks or any other valuable belongings that belong to students living on campuses. Unfortunately this crime has become all too prevalent and could leave valuable items such as laptops, smartphones, textbooks or any other valuables without protection – laptops being stolen most frequently! In order to prevent dorm room theft it’s essential that we take measures and remain vigilant to secure our personal property against loss – steps such as.
8) Volcanic Eruptions
Also Refer:- The Pros and Cons of Buying Insurance Online
Volcanic eruptions occur when magma, ash and gases from Earth’s crust are released through volcanoes into the atmosphere. Most volcanoes can be found near tectonic plate boundaries where magma rises from below the surface to the surface and erupts violently into eruption. Volcanic eruptions range in size and severity ranging from minor steam releases to explosive blasts which cause widespread destruction while altering global climate; eruptions may also trigger other natural disasters like landslides, tsunamis or earthquakes.